39.08°N · 77.15°W · Rockville, MD

United Mortgage Corp is building in Maryland, D.C., Virginia and the Carolinas. This is your invitation to originate on a platform built to close on time.

Welcome to United Mortgage Corporation.
Welcome home.

Prepare to Win.

Win more deals. Win more relationships. Get paid like the top producer you are.

See what you'd earn Tell us your Q4 goal
30+years in mortgage banking$1B+independent mortgage bank46states licensed30%+comp above industry average*4-hrunderwrites on requestWeeklyoriginator pay580FICO, no overlaysFNMA · FHLMC · GNMAdirect approvals

The last quarter of 2026

What's your goal before December 31?

Tell Marco what you want to hit this quarter. He'll show you which part of the UMC platform gets you there.

77Days left in Q4
11Paydays left
(UMC pays weekly)
4 hrUnderwrites
on request
Marco · UMC
Hey, I'm Marco. What's the one thing you want to win this quarter? More closings, more referral partners, more money per loan, your own team? Type it the way you'd say it.

Marco's answers come from UMC's 2026 recruiting brochure. Nothing you type is sent anywhere.

Why originators are moving

Four things that
change your year

Every member of UMC's non-producing senior leadership team works from one philosophy: support our team, sustain our growth, serve our clients and communities.

30%+

Pay that beats the market

Compensation exceeding industry averages by over 30%, per a 2024 STRATMOR study.

  • Paid weekly
  • Room to offer pricing exceptions
  • 401(k) and full benefits
Now

Answers in real time

Scenario, product and conditional underwriting questions get answered now, not in 24 to 48 hours.

  • Four-hour underwrites on request
  • "Wayfinder" DE underwriter liaison
  • Real-time CD balancing
0

Overlays on Agency or Gov't

An unparalleled product menu, so you can say yes to the borrower in front of you.

  • FHA down to 580 FICO
  • Delegated Non-QM desk
  • UMC's "Welcome Home" Grant
W.I.T.

Leaders in the field

Whatever It Takes. Senior leaders show up for your presentations, meetings, seminars and events.

  • In-house marketing team
  • Lean, horizontal management
  • Coaching and strategy think tanks

Pay raise calculator

How much are you leaving on the table?

Move the sliders to match your book. We compare an industry-average comp plan with UMC's, which runs more than 30% higher.

Use your current plan. If it's already above the industry average, the gap at UMC will be smaller.
30% is the figure UMC cites from STRATMOR's 2024 study. Your actual plan is set when you talk with J.T.

Your pay every month at UMC

$39,000/mo

On the same production. That's $9,000 more every month than the $30,000 you make today.

Today / mo
$30,000
UMC / mo
$39,000
Your extra, month by month$108,000
$108,000More per year
$9,000Avg. weekly paycheck at UMC
8Loans a month
Claim this conversation

Illustration only, not an offer of employment or a guarantee of compensation. Monthly pay is monthly volume times your basis points, then increased by the selected percentage; yearly figures are 12 months of that. *UMC cites a 2024 STRATMOR study for compensation exceeding industry averages by over 30%. Actual compensation depends on role, volume, product mix and the plan you sign.

Three blueprints

Originate, lead,
or own the branch

Sell. Close. Get paid weekly.

For sales leads and senior mortgage planners who want the best products, the best pay and someone who picks up the phone.

  • Unparalleled product menu, with no overlays on Agency or Government offerings
  • Aggressive compensation, exceeding industry averages by over 30%
  • Generous latitude on pricing exceptions to win more transactions and jump-start relationships
  • Superior Originations Support (SOS): loan assistance, pipeline management, constant coaching from senior leadership

A team ready to build

Twelve people in nine months.
Your seat is on the map.

UMC has been a Northeast powerhouse for over 30 years. In 2026 the Mid-Atlantic region opened in Rockville and Richmond. Tap a city to meet who's there, or an open marker to see where we're hiring next.

2026 growth states Headquarters state Open seat
J.T. Fanning

J.T. Fanning

Regional Vice President · Key Sales Support

Nearly 30 years in real estate and mortgage banking. A top-producing originator for more than 15 years who helped grow a small Maryland lender into a billion-dollar platform along the East Coast. Competition doesn't scare him. It fuels him.

M: 240.483.5105jtfanning@unitedmortgage.com

The regional team

What we're doing right now

The best is
yet to come

  • Expansion

    Building across the Eastern states

    Continued development in Maryland, the District of Columbia, Virginia and the Carolinas, with high-octane, top-producing talent at every level.

  • Referral partners

    Growing the Realtor referral base

    Strategic partnerships and on-site originators to increase capture.

  • Marketing

    Targeted consumer marketing

    Creating more opportunities for reciprocal relationships with referral partners, supported by UMC's in-house marketing team.

Mid-Atlantic team, 2026

People on the regional team by month, from the October 2026 directory.

It's all about options · 2026

Say yes to more borrowers

GSE approvals

  • FNMA Direct Seller/Servicer
  • FHLMC Direct Seller/Servicer
  • GNMA Approved Issuer

Government

  • 100% FHA options
  • 96.5% ITIN financing
  • No overlays down to 580 FICO

Agency

  • 100% Agency options
  • No overlays on Agency products
  • Enhanced high-balance pricing

Non-QM suite

  • Delegated underwriting
  • DSCR, P&L, bank statement, no-income
  • Foreign nationals and ITIN welcome

Grant / bond

  • All federal and state bond programs
  • Community Lending Program
  • UMC's "Welcome Home" Grant

Pay & people

  • Originators paid weekly
  • 401(k) and comprehensive benefits
  • Dedicated licensing specialist

Infrastructure

  • Active licensing in 46 states
  • Lean, horizontal senior management
  • Underwriting, scenario and structuring desks

Technology

  • BYTE Interactive LOS, powered by AI
  • Optimal Blue pricing
  • UMC Net: guidelines, compliance, turnkey marketing

Support

  • Four-hour underwrites on request
  • Disclosure, TRID and Closing desks
  • Exclusive Non-QM desk

Ready to level up?

Do you have
what it takes?
Full speed ahead.

At UMC, a family exists that extends far beyond transactions. Because of that, we're selective about who we invite to join it. Start with a confidential conversation with J.T.

This page doesn't send anything. When you press the button you'll get a note to send J.T. yourself.